Monday, December 8, 2008

10 can I know put my child uder 26 on my employer provided health insurance

As od 9/23/10 can I know put my child uder 26 on my employer provided health insurance?
I was told awhile back she had to be a full time collge student but she is part time. I have read that as of the 23rd parents can keep there kids under 26 on there plans can you add them if they are not already on the plan???
Insurance - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You are correct that dependents can be on their parent's policy until they reach age 26 or until they get a job that offers health insurance benefits. Now as to your issue of when you can add her back on to your policy, if she was already removed from the policy it is going to depend on how your insurer chooses to implement the new requirement which takes effect 9/23/10. They may make you wait until the anniversary of your policy to add her. You will need to call the customer service number on the back of your ID card.
2 :
~~Yes this reform takes place tomorrow so you may add her back on your policy. To have access to all the changes and when they take place here is the link. Many good changes start tomorrow, many very important ones can't take place until 2014.
3 :
You have to wait until the next open enrollment period, if they've already been dropped off.
4 :
Check with your insurer. That option is required effective with the first annual policy renewal AFTER 9/23/10 but some insurers have already implemented it. Student status is not required - however, they must be unmarried and not have their own employer coverage.

Read more discussions :

Thursday, December 4, 2008

Should people who don't have health insurance be allowed to have children

Should people who don't have health insurance be allowed to have children?
Wouldn't a couple who can't afford health insurance be committing child abuse by not being able to take that child to a doctor?
Law & Ethics - 14 Answers

Random Answers, Critics, Comments, Opinions :
1 :
Why would you think that is child abuse? There is state aide for people who can't afford health insurance. Granted, there are some people who should not have kids, but not being able to afford insurance is not a reason.
2 :
If you do not have health insurance for your child and cannot afford it, the states will provide medical coverage for children under the age of 18, so really there is no excuse to not take a child to a doctor.
3 :
Sounds more like China or North Korea.
4 :
no because they will be violating our right of freedom this is not JAPAN OR CHINA
5 :
H3ll yes, they should be able to have children. They can get medical care once they have a child, its called Medicaid. Which I am quite sure it is available in every state. It may not be the best but it sure proves your theory wrong. You must be rich to ask such a question. If the people cannot afford health care what makes you think that they can afford birth control?
6 :
And what could you do about it? Think it through...
7 :
There are a lot of people who should not be allowed to have children.
8 :
There are a lot of worse things in life than not having health insurance that can be counted as child abuse.
9 :
So you don't think poor people should be allowed to have children? There is more to parenting than going to the doctor -- good parents will find a way to help their kids. There are plenty of neglectful wealthy parents with great health insurance.
10 :
Sounds like you mean welfare....make it harder for those of us who do work hard and have to pay taxes. Seems like nothing will ever change anyway. No matter whos president. Good question.
11 :
It is criminal for the government and people against health care for everyone..if that's the case then why not just shoot the ones having children or not ..then those that have high incomes can live in a paradise
12 :
do the elderly people have the right to live if they dont have health insurance??of course they should have the right to have children. bring a child into the world is not a form of abuse. you sound like a real nut case.
13 :
Good grief! There are people who are super rich with great health insurance who should not have children....
14 :
That has got to be one of the most ridiculous things I have heard in a long time. The question that should be asked is Why doesn't the government do something about the high cost of health insurance so that all can afford to have coverage. People with low paying jobs can't afford the high price of premiums for coverage. That does not make them bad parents. There is help for them to get coverage for their children. Maybe you should investigate the cost of health insurance before you get on a high horse and say they would be abusing the child. Evidently you don't know what child abuse is.

Read more discussions :

Monday, December 1, 2008

Can a 3rd party sue for medical malpractice on behalf of someone else without power of attorney or health prox

Can a 3rd party sue for medical malpractice on behalf of someone else without power of attorney or health prox?
Parent A is in the hospital. Child A has health care proxy & power of attorney (in addition to being the executor of the will). Child B wants to sue the hospital for malpractice (possible case, though not airtight). Child A doesn't want to sue at all. Does Child B have any right to sue on behalf of Parent A (still living at this point)?
Law & Ethics - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
A child cannot sue, so no. And even if they were adults, they couldn't sue either.

Read more discussions :