If the woman doesn't have health insurance, but the father does, would she be covered under his plan? What if after the child is born, it is proven that the child is not his? Is she then obligated to pay him/his health insurance provider back? Hmm... interesting. I wonder how much it'd be to add a pregnant woman to a plan haha. It's kind of ridiculous though - if I were the man in that situation, I know I'd want to have her covered by my insurance if possible - at least through the pregnancy, and then have my kid covered after that. Rebecca - True... for the next 3 years at least. As it is now, you can transfer health insurance while pregnant - you can't obtain it if you were previously uninsured, but you can transfer plans. So it's somewhat of a pre-existing condition.
Gender Studies - 6 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I'm pretty sure that in order to be covered by his insurance, she would have to be married to him. As to the second question, I have no idea.
2 :
She has to be on the policy in order to be covered. In other words, unless he is paying for her coverage, she's doesn't have insurance.
3 :
If they are married and she is already covered by insurance, yes the pregnancy is covered by the insurance. Paternity does not factor in, marital status does. See, who says marriage isn't important? Edit--you can't add her once she is pregnant. Does pre-existing condition ring a bell? Once that first pregnancy test is taken, she can't be added to a policy even if you are married. Insurance companies know every loophole.
4 :
Only if its his wife and they have a family plan.
5 :
A father's insurance coverage does not cover the medical expenses the woman incurs, but the child can be put on his coverage immediate after the child is born.
6 :
I've never seen a health insurance plan that covers a pregnant woman that the father isn't married to. And I've looked at quite a few over the years. Pregnancy would be a pre-existing condition. However, I've only looked at the policies offered to government employees in Texas over the last 20 years. Texas doesn't recognize same sex marriages, and so we don't get "partner" clauses like some other states do. It's possible that an expectant father might be able to add his pregnant girlfriend to his policy...but unless they're married, and unless he does this before she turns up pregnant, I would imagine that the company would deny all claims, as a pre-existing condition. The best thing to do, if this is a real life situation, is to read the policy. Some policies will cover Viagra but not any sort of female birth control, for instance, and some will cover certain kinds of birth control but not others. The policies vary widely, and most companies offer several tiers of policies, just to make choosing a company and policy even MORE exciting.
Read more discussions :
- Help with finding individual health insurance
- health insurance for child
- Can health and welfare take out more than half of ...
- Mother does not use health insurance that father i...
- Should parents have final say on child's health
- Will my child still get benefits from the army if ...
- I pay my ex husband $300 mo. child support plus pi...
- In Virginia, how much would I get for child suppor...
