Friday, December 4, 2009

How can I get health insurance on a child that is not biologically mine


How can I get health insurance on a child that is not biologically mine?
I am getting married in April. My future husband and I have 5 kids. I have 3 that are biologically mine and he has one that is biologically his. The mother of his child has a daughter that she is unable to raise and is now living with us. She does not have a father listed on her birth certificate. She is 6 years old. The mother has gotten a paper notarized stating we can take her to the doctor. Bur she will not let my fiance adopt the child or get his name added to the birth certificate. How can we get health insurance on her? To clarify he is NOT the childs biological father.
Insurance - 3 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
Dad is going to have to go to court to get legal rights to that child - including getting his name on the birth certificate. That means, he's ALSO going to have to start paying child support for the child. ONCE dad is legally recognized as the father, THEN when you get married, you can add your stepdaughter to your insurance through your employer. Or, dad can add the child to his insurance through HIS employer. Until there is legal recognition that the child is, indeed, his, neither you nor he have any legal rights or access to the child - and you cannot buy any type of insurance for them, or on their behalf. **Unless you are LEGALLY responsible for the child, via adoption, there is NO WAY to just put health insurance on them, just because mom is allowing her to live with you. You also cannot buy life insurance on her. You have NO legal rights regarding someone ELSE'S child - and no legal responsibility, either.**
2 :
Bluntly, you do not. Either you adopt the child or one of the biological parents, not you, gets the insurance. You can pay for it if you want, but it needs to be in the biological mother's name or the biological father's name.
3 :
You have to get separate insurance on that child alone.




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