Friday, March 28, 2008

does the health care overhaul really include legislation to give illegal alien children health coverage


does the health care overhaul really include legislation to give illegal alien children health coverage?
and i do not want any obama bashing, nor obama praising. I want facts. cite me a credible source. 
Law & Ethics - 3 Answers



Random Answers, Critics, Comments, Opinions :
1 :
No.
2 :
Amendments to require them to show ID were voted down by Dems in Committee. Since those illegally here have no problem pretending to legally be here, particularly if they know you can't ask for proof, I would call that a yes even if the provision for them isn't in the bill explicitly. But the kids are covered the same 'don't check' way already under the Dem kids plan they passed earlier this year. It is the adults who aren't.
3 :
Well, there are three separate proposals, only one is written by our President. The other two are written by two separate legislatures. So we have three on the table, I believe one of them does, but I am not sure. However, Many states such as Oklahoma have passed laws such as H.B. 1804 into law that prevent it. Below is a link that I love, it is a side by side, overview of all three different proposals, I think all three have some great points in them and few draw back. I personally believe we must have health care reform for our economy to get better. Take a look and form you own opinion, If you like one of the three, then get involved in educating others about it, so that we can combat the lies and propaganda that is being spread. I love Presidents Obama's proposal,





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Monday, March 24, 2008

does health care cover child birth and

does health care cover child birth and..?
ok my g/f is 2 months pregnant and i would like to know if my health care would cover child birth? i have blue cross blue shield. also what would i be paying for child care when the baby is 1yrs old. I make 60k per year and she makes nothing. and i need some sort of estimate thank you all :) 
Other - Pregnancy & Parenting - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Best thing to do is talk to your Insurance Department at work and find out what is covered and what isn't. Just because you have Blue Cross Blue Shield, doesn't mean your insurance is the same as someone else who has that type of insurance. It all depends on what kind of coverage your company is paying for.
2 :
Is your girlfriend on your blue cross blue shield? If she is, then yes, childbirth would be covered. If she is not, and the two of you live together, you may be able to add her as a domestic partner if that is something that is offered by your company. If she is not on your policy and cannot be added childbirth (and pre-natal care) would not be covered since you are not the one having the baby. You can add your child to your health insurance once he or she is born. As far as child care is concerned, it varies depending on where you live and the age of the child. I paid $125 a week for my son when he was 18 months old, but it would have been about $200 a week if I put him in child care when he was 12 months. The younger they are, the more it usually costs.










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Thursday, March 20, 2008

is my child's health at risk if my puppy has tapeworms


is my child's health at risk if my puppy has tapeworms?
i googled tapeworms and that's what my puppy has is my sons heath as well as me and my husbands health at risk????? 
Dogs - 9 Answers



Random Answers, Critics, Comments, Opinions :
1 :
Yep. They can be transferred. De-worming is very important and you need more than one. Vet time.
2 :
wash your hands and keep you son away from him. go to the vet and get de-wormer
3 :
As long as you don't get the dogs feces in your mouth (child touching it outside, dog licking himself then your face) you will be fine. Get your dog to the vet asap to worm him. There are over the counter meds for worms, but my vet told me that over the counter wormers don't work nearly as good as the ones they have... they could have just been going for more money out of me though...
4 :
wow tapeworms... that's one sticky situation... sorry i couldn't resist.
5 :
If your dog has tape worms more than likely it has or had fleas as that is how they get them. Make sure you treat that also. I took in a stray who had pups and was concerned abt my son getting worms...vet and pediatrician assured me that it is extremely rare and not to be concerned at all. Just make sure you wash ur hands after handling their feces.
6 :
Only if you let it EAT DOGSHI*!!!!!! So..........DON'T!
7 :
Yes, you can get tape worms from ingesting the eggs. Go see the vet & get a de-wormer, dont forget to steam clean any carpets, little pieces of the tape worm will come out of the dog, fall to the floor, & die ( covered in the tape worm eggs).
8 :
I wouldn't say your health is at risk. But you can get worms from the feces, if you ingest it. Practice good hygiene, wash your hands after handling the puppy, and keep your hands away from your face. Take the puppy to the vet and get him wormed. The store bought stuff can be dangerous (risk of overdosing the pup, not getting all the worms). If your son is very young, keep the puppy out of his reach or watch your son closely. You want to keep those little fingers away from his mouth. Check out this website, and check in at the vet's office. If you somehow manage to ingest worm segments or fecal matter, your doctor can give you medicine to get rid of them in no time, with no time off from work!
9 :
Tapeworms can be picked up by humans. If your pup has been to the vet recently you can usually call and as long as theyhave seen the pup and know its weight they will let you pick up some cestex or whatever your vet uses.Tapeworms are caused by the dog chewing on its skin that has to have fleas. If your pup has not seen the vet, it may need some care other than worm and flea care. I would call the childs pediatrician and let them know what is going on. Good Luck!





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Sunday, March 16, 2008

legal question about child support. is health insurance incluede or a seperate issue

legal question about child support. is health insurance incluede or a seperate issue?
my ex (was mever married) has been payiny 500.00 a moth in chlid support. i always paid her health insurance. did not think that the 500 was part of what i paid for her insurance. she had no insurance for 7 months because i was layed off. he has taken it on his own to add her to his insurance and now says the i will get less per month becuase i have to pay half. i was in the process of getting her insurance on my own through fla kid care which would cost about 15.00 per month. does he have the right to decrease her child support? 
Law & Ethics - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If there is a court order, he must abide by the court order. if the court order permits his deducting insurance cost from the child support then he can. If there is no court order, he can do pretty much anything he wants.
2 :
If it is a court ordered child support situation, then no, he cannot just decide to lower it himself. Insurance should have been mentioned in that order, also. As to whom would be responsible for paying it.
3 :
Is there a court order? If so, it goes by that until he legally goes in and gets it changed to take off some insurance. and it would not be ALL the insurance he pays. If he pays insurance at $200 a month - and there are 3 people in the household - you would divide it by 3 and that would be the amount they would use to figure a NEW child support amount. So, NO, he can NOT just take off the insurance on his own. maybe you should go through the C.S if you aren't already. If you are - I'm sure they will make sure he pays the right amount or they will go after him after he gets behind.





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Wednesday, March 12, 2008

Cancelling my child's health insurance

Cancelling my child's health insurance....?
I am a single mom of one son and only have my income to rely on. No child support. I pay $100/mo. for my son's insurance premiums, which I know is not a lot, but if I were to drop his health insurance, I could apply for Peachcare (GA) after 6 months of him being uninsured. I work for the local hospital and they give great assistance to uninsured patients, and they also payroll deduct medical bills in small increments (interest free) so I would not have to pay the entire bill in full. Last year, I paid $1222 in premiums and he only went to Urgent Care once for a bloody nose which totaled $180 before insurance paid! I just need some thoughts about my decision, please. He would only be uninsured for 6 months, so it's not like I'm taking him off for a year or more. Is this a mistake or is it just a gamble? 
Insurance - 4 Answers


Random Answers, Critics, Comments, Opinions :
1 :
Jo, are you a lucky person? 6 months is a long time in the kid world. Broken arm, or leg, god forbid cancer. Medical debts are the second leading cause of bankruptcy. I'm not a lucky person, i would not take the chance.
2 :
Couple of thoughts (I'm a broker here in GA): PeachCare for Kids is a great plan and if you can get him on it you won't be able to do better. On the other hand, you are sorta' gambling that nothing serious (&, therefore, expensive) will come up. Another alternative would be to get a plan on him that's less costly ($100/month for a son seems high to me). Given the amount of health care he seems to have had (not much), then I suggest a plan with a higher deductible and, therefore, a lower premium. Even with a high deductible, like $2500 or even $5000, he will still be able to go to a network MD and only have to pay a copayment of $30 or $40 for the office visit. (The premium, depending on age, etc. would probably be in the range of $50-75/month.) If you'd like to see some specific quotes on individual health insurance for him, please visit our website where you can run them yourself (see below).
3 :
I have to agree with the others that going without is a big risk. You should ask Peachcare what happens if he does incur a claim in that six month period--some state medicaid programs have a look back period, so they will cover claims incurred during a break time. You are the only person who can make this decision. There's no shame in accepting assistance for health care for your children.
4 :
What's the difference between a mistake and a gamble, if he breaks his leg and needs surgery and you have a $75,000 medical bill? NO WAY would I have my child go uninsured. And for $100 a month, private doctors have a much shorter wait, than welfare doctors.









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Saturday, March 8, 2008

Need to acquire health insurance for my child

Need to acquire health insurance for my child...?
I am employed but my employer pays for my benefits fully and will not let me add my child to my health insurance policy. Even if I pay the full amount for both of us. So does anyone have any health insurance they recommend going with? I'm in Pennsylvania. Any info on CHIP is welcome along with any other programs anyone may know of. I'm doing some research but I am lookinf for personal experiences. Also, can I get all this set up prior to giving birth or am I going to have to pay for everything out of pocket for the hospital stay? I was wondering about the whole leagality issue. But there are 2 very smart Jewish men running my small company of 25 employees. They have lawyers making sure they do nothing that could cause them to be sued for anything by an employess. So I wasn't sure... 
Other - Pregnancy & Parenting - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I do not think it is legal for your employer not to allow you to add your child. Talk to your insurance company.






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Tuesday, March 4, 2008

what are the health risks of putting a child in a vehicle that heats up to 104 -110 degrees for 90 Mins




what are the health risks of putting a child in a vehicle that heats up to 104 -110 degrees for 90 Mins ?
yesterday while waiting to pick my son up from school a security officer told me I was not allowed to open my sliding van doors for ventilation for my 4 year old daughter, Because of that my van heated up to 104 degrees. by the time I got my son and got home my 4 yr old had stopped sweating even thought she had 2 bottles of ice wter to drink. I have no AC in my van at this time. when I went in this morning to talk to the Vice Principle, I was basically told that it was my problem not hers but that if it was an animal in the vehicle she would call the cops for animal crulety. What do you think I should do?
Other - Health - 3 Answers


Random Answers, Critics, Comments, Opinions :
1 :
okay first of all it is your vehicle and no one can tell you what to do. Also it isnt even illegal to dirve without doors as long as you are secured. think of it like a jeep. Plus it would be child endangerment to stay in a vehicle for that long. my suggestion would be look for a tree to go stand under with your child while waiting for the other. Take a small blanket to sit on. Make the best of your situation and remember its your kid, your van, so dont let some jack ass tell you different.
2 :
Health risks? Uhhhhhh...DEATH!!!! Use your brain; park your van, take your daughter out, and go inside the school to get your son. Then make a report to the health dept. ot the school board. Why would you go 1 1/2 hours early to pick up your son anyway? If you don't know the dangers of having kids in hot vehicles, you don't deserve custody of them.
3 :
Well first you should think - gee, why did I not just get out of the car? And gee, if you aren't sweating, that means you're dehydrated? After you make steps to NEVER let this happen to your child again, then you can file a complaint with the Administrator. If you get no where go to the school board. You might also want to talk with the local police to have a chat with the school.


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Saturday, March 1, 2008

Step child and private health insurance, already covered under medicaid

Step child and private health insurance, already covered under medicaid?
My husband has joint custody and decision making over his daughter. Her mother has her insured under medicaid, but refuses to give the doctor name, location of office and any medical information to the father, even though it's outlined to notify him under court orders. Since we don't have any doctor information nor any way to take the child in to the doctor with insurance if we need to when she is in our care, I want to add her on to my private health insurance with me and her father. I have asked the mother if we could do that, and she declined due to the fact that she has no co-pays with medicaid. My husband had contacted a doctor office 2 years ago to find out about the information he would need in order to take his daughter in to the doctor, and he was told he can't without the mother's permission. Really? Permission?? He asked her again recently where his daughter's doctor office is and who the doctor is, and she replied that she had lost the papers and no longer has that information, so she can't give it to him. My step daughter has told me when she goes to the dentist, and when she has a doctor appointment, so we know she still has gone. Would we be able to cover my step daughter under my insurance without interfering with her mother's lack of co-payments? if medicaid is a secondary form of insurance, will it take care of the primary insurance co-payment? How would we be able to go about doing this? 
Insurance - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
The reason your ex doesn't want you to know about the medicad coverage is that she probably wouldn't qualify for it if the state knew about your child support and your ability to pay for coverage. It is only available to people with limited income (welfare).
2 :
This is fraud. She has the ability to put the child on real insurance but chooses to not do that. All because she would rather not pay copays. But, it is fine that the rest of us pay copays and have them increased and have our taxes increased to pay for people like her. Lack of co-payments? Yes her lack of co-payments equals less take home pay for others.
3 :
Dad should be able to contact medicaid, with daughter's name, date of birth, and social security number, and get a duplicate copy of the card. Failing that, he can bring mom to court, and make the judge order her to disclose the information. If dad has joint medical custody with mom, he needs to show that paper to the doctor, to get the release of information. In any case, you CAN add stepdaughter to your health insurance during the next open enrollment; if mom doesn't declare that to medicaid, she's committing medicaid fraud; it very well COULD jeapordize the medicaid coverage, and if medicaid is secondary, it will pay the copays from the primary insurance.
4 :
Your husband's ex-wife is getting Medicaid only because of her minor child so she does not want the child put on private insurance because she would lose Medicaid for both of them. Medicaid is for people who have no other health insurance.





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