Sunday, June 28, 2009

College Health Insurance in New York

College Health Insurance in New York?
I am a full time college student in New York and have always been a resident of New York. In a week on my 19th birthday my health insurance through, Child Health Plus is going to end. I am unemployed and my parents do not have the options of family health plans. I do not know what to do I need to have coverage to be safe, does annyone know where I can get affordable health insurance as a student and at my age in New York.
Insurance - 1 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.




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Wednesday, June 24, 2009

What needs to be done to prove guardianship for grandchild who is the child of a teenage mother

What needs to be done to prove guardianship for grandchild who is the child of a teenage mother?
My 15 year old daughter just had a baby. To get the child covered on my health insurance they are telling me that I have to prove that I have guardianship of the child. How is this done?
Other - Pregnancy & Parenting - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You can find a paper online and print it out, fill it out, and have it notarized. Just look up the paper you are trying to find, there are million's of websites with that kind of stuff.
2 :
Your daughter would have to give you guardianship. It would be best to go through a lawyer for this.
3 :
You have to go to Family and Children Services or Human Resources and have your daughter sign a form for 'Third Party Guardianship', meaning both you and her are 'guardians'. My mother did this with my grandmother when I was young to receive my grandmothers benefits. Good luck!
4 :
You would have to go to court to obtain guardianship of the child. Otherwise, the mother is the guardian even though she is a minor. I would call back and consult with someone else, though. The person you spoke with might just be misinformed of the requirements in such a situation, though in a lot of instances insurance will not cover a minor's pregnancy nor the child on a current policy. You may have to get the child his/her own policy.





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Saturday, June 20, 2009

Does Obama's health plan restrict the number of children you can have

Does Obama's health plan restrict the number of children you can have?
I recently heard that the new health care plan only allows for one child to be born, after that it is sterilization time. Has anyone heard the same. If true, where can I read this.
Government - 9 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
No, the government will still pay you to have children, so they can breed more little democrats.
2 :
Wow, never thought of that. If they are going to kill off Grandma they need new little socialists to replace them though, you know to pay exorbitant taxes and such.
3 :
Yes and you must have sex with at least three black guys every week. Welcome to Obama's America.
4 :
It's not at all true.
5 :
Not true. In the US you cannot force anyone to be sterilized, even criminals, although you can "coerce" them into doing so. There are programs aimed at low-income families that offers sterilization in exchange for money or assistance already in the US.
6 :
1) It's congress's plan. 2) You "recently heard" wrong.
7 :
When you hear crazy things like this about the health care plan, it would be wise to assume that it's false. A lot of lies are going around about health care.
8 :
I have not heard that BUT I think that if it gets hard to receive the health care we need to have healthy kids and healthy pregnancies we will see a drop in births.
9 :
Even tho they are saying the Abortion part has been taken out, it will be put back in after the votes are in. Also any female under the age of 18, will be forced to have a abortion. They want to lower the population, not populate it more. And the Elder law , is going to be place back in after voted on, sneaky evil people, they need to be put in prison, every one of them that votes to pass this bill.




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Tuesday, June 16, 2009

Whats more important in this economy: health insurance for children or a buck in a smoker's pocket

Whats more important in this economy: health insurance for children or a buck in a smoker's pocket?
The new tobacco tax will fund health insurance for Children. If I had to choose this seems to be a no brainer. But for you, from a national level: what would you prioritize?
Politics - 11 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If the smokers quit, Chip's is unfunded.
2 :
easy call take care of the kid screw the guy with the self inflicted wounds I SMOKED A PACK A DAY FOR 20 YEARS AND IT WAS MY OWN DAMNED FAULT, WELL, EXCEPT FOR THE NICOTINE ADDICTION
3 :
Raising taxes will result in LESS revenue. And since the increase is for the ILLEGALS, I don't have an answer. Perhaps we need to enforce the laws so the children of illegals do not suffer ..... here. It's not the kids fault their parents came here to game the system.
4 :
i would put a buck in the smokers pocket, they earned it. What did a kid ever to to earn any money.
5 :
Children's health care is more important
6 :
And when the tax revenues from tobacco evaporate do to fewer smokers(over $6.00 per pack cost now) --- then what? and don't these SALES taxes affect ALL levels of wage earners from the poor to the rich?
7 :
We need people to quit smoking that way we save money in health related problems which is one of the factor of high health insurance and a big chunk of our budget.
8 :
Okay skippy. If you believe the increasing taxes on smokers to support insurance for children is a smart and proper thing to do, then why did obama's stimulus spending plan include a quarter of a million dollars to get people to quit smoking. obama logic - target tax a specific group of people, but at the same time spend money to get them to stop doing what you target taxed.
9 :
I would say having the freedom to choose instead of having someone else making your individual decisions.
10 :
It's a lie. Just like the lottery. They told us if we voted for the lottery that it would fund education. Well, the school system gets about 1% of the money the lottery takes in. The school system is begging for money now. Why? Where is all the rest of the money going? This tax on cigarettes is only the beginning. Our state wants to put another $1.00 tax on top of the federal tax that went into effect today. Can they prove that the money will go to child health insurance? No. They will not. Soon there will be more taxes on gas, roads (tolls), necessities, property taxes, you name it. Like I said, it is only the beginning. Get ready folks. This is what you voted for, remember? Change, you got it.
11 :
parents should insure their kids, the state should insure the underprivileged, the smokers are always getting targeted. okay so if we quit smoking, the store owners suffer, and the kids suffer, it's a lose, lose, situation. anyway, i know if i quit,i would be in the fridge all the time.




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Friday, June 12, 2009

I'm a male, is my unborn child covered by my health insurance

I'm a male, is my unborn child covered by my health insurance?
Hello, I just found out my g/f is pregnant. I'm fortunate enough to have an employer who provides a really good health benefits package and i know my child will be covered once he is born.... BUT, my question is, in my agreement with the union,and my employer, I have full paid health insurance to all my legal dependants. Now, I know if I marry my g/f, she'd be covered too, and prenatal appointments and all that stuff is included. But, I dont want to marry her yet. Well not for insurance benefits atleast. I guess my question is, is it possible for her to be covered under my HMO simply because she is carrying my child. Not much for her, but for the prenatal visits to make sure my baby is fine =) Medical will not cover her because, they asked for the fathers name; and I barely, and i mean by a dollar or 2, make more than the maximum ammount that lets you qualify. If anybody has ever been in my situation, or has some information that would be helpful, please let me know...what you know, or have been tthrough. I would greatly appreciate that. thank you!
Other - Pregnancy & Parenting - 4 Answers
 

Random Answers, Critics, Comments, Opinions :
1 :
In the eyes of insurance, your child does not exist. Any care up until the moment of birth is going to your girl friend.
2 :
Unfortunately, she is not your dependant and because your child isn't born yet, s/he isn't either. Your insurance won't cover any cost until after your child is born. When your child is born you can put the child as a dependant.
3 :
You going to have to ask a representative from your employers insurance carrier just what the parameters are for this scenario - but I frankly doubt that without a formal marriage license, your unborn child will be covered.
4 :
Once the baby is born, he/she will be considered your dependant, so it would make sense that the baby would be covered. Your best bet would be to call your insurance company first thing in the a.m. and ask them. All plans are different, as are all state laws.




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Monday, June 8, 2009

Is Michael Moore the poster child for the most prevalent health care crisis

Is Michael Moore the poster child for the most prevalent health care crisis?
Namely, the inability and unwillingness of people to take responsibility for their own health. People want to abuse their bodies for decades and then have someone else pick up the tab when the body throws in the towel. I say no deal.
Other - Politics & Government - 8 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Ouch. Did you see his new movie? He isn't trying to get healthcare for himself. he's trying to get healthcare for 9/11 emergency workers.
2 :
The questioner's point is excellent. Our health care system would be far less expensive if not for the millions of self-created diabetes and heart disease cases caused by bad lifestyle choices. And the previous answer from "Yahoo is Stupid" is incorrect and misleading. Michael Moore could not care less about getting care for 9/11 workers. He simply wants to sensationalize the plight of these people to make his ill-conceived case for a sociaistic health care system.
3 :
1st, exclude children... That parents abandon them doesn't justify not helping them... 2nd, congenital and degenerative disease does in fact exist.... 3rd, "wants" don't exist in a vacuum - most people who have some sort of eating disorder or the like (the "in betweens") don't wake up one morning and decide to intentionally sabotage their well-being because of some need for socialism... They do so negligently or because society itself has given them the incentive (i.e. people always talk, talk, talk, talk, because they have nothing better to do - and the talk is unlike my analysis - they talk about other people, criticize them, often with no factual basis).. In short, NO.
4 :
Most health problems are beyond the individual's control. You'd suddenly find it's a great deal if you were stricken with something that required lengthy, expensive hospitalization. You don't know what's good for you. Micheal Moore is trying to open some eyes about the benefits of public health care. You should be kissing his over-sized a**
5 :
You must be very young or you would know that you can take the best care of yourself and still get a disease and have astronomical medical bills. It's the working middle class that is dying from this greedy medical insurance companies. Just because you have an HMO or other insurance is no guarantee you will be covered. How would you feel if you were hit by a head on crash by some illegal or other poor uninsured driver and had to spend the rest of your life as paraplegic with unending medical bills. It happened in my family.Do you think the government would help? The answer is no they won't.
6 :
Mike Moore using the 911 workers to get his lefty message out to try again to target Bush , remember the brave and loyal people that went in to help after 911 went in with there hearts to try and help, no one knew right away the medical things that would happen. I think those that went in after 911 with there hearts disregarding the things that could affect there health, I think that they should get all the medical attention they need . after 911 was a time where no one cared if you were left or right just that you were american , how things have changed now it`s everyone for themselves , the only real sicko is Mike Moore himself making a buck off the expense of these 911 workers, just as he used columbine ., Moore does`nt care for these people he is just trying to make a buck for himself.
7 :
Without Question! He couldn't have chosen a better subject for advertising , then himself....what an angle...
8 :
Watched too much television, his morals are shot as well as his personal responsibility. http://www.cultureandmediainstitute.org/specialreports/2007/MediaAssault/MAAV_sum.aspx




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Thursday, June 4, 2009

Of the following factors, which is related most directly to a child's language proficiency

Of the following factors, which is related most directly to a child's language proficiency?
-early exposure to language -number of siblings -maternal education -child's health The United States: -teaches children reasoned speaking and logical argument. -uses a uniform and consistently structured curriculum for teaching a second language. -spends $8,000 annually per child in public elementary school. -teaches religious instruction.
Languages - 4 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
early exposure to language. After all, - babies are wired to acquire language, - just give it to them!
2 :
It should be constant exposure to language. Even if you have been exposed to language early, there is a possibility that you can forget how to write it, speak it and forget the grammar as well.
3 :
early exposure to language
4 :
my cousin has trouble speaking and she just turned two. She doesn't know how to say many words if any-my aunt too her to a speech doctor and they said that she doesn't do enough role play, like playing house and such. But otherwise I would think early exposure to language.
5 :
i think it is early and constant exposure to a language




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Monday, June 1, 2009

Is it a curse that some fight against abortion, but care nothing for the children's health after birth

Is it a curse that some fight against abortion, but care nothing for the children's health after birth?
Why do the antiabortion politicians in the congress of the USA fight against universal health care for children? Is it a curse or just their kind of politics? These are the same people who fought the bill that removed the title "bastard" from Birth Certificates. There is a Pagan folktale of a midwife who was arrested because she would not write "bastard" on birth papers. Just so it's in writing. We adopted a child from China because we could not afford to adopt a baby here in the USA, and as well, I was 56+ at the time we began asking to adopt and I was "too old" to adopt a baby here in the States.
Mythology & Folklore - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I do not believe in illegitimate children, just illegitimate parents. Good question though and I wish I had an answer. Abortions would cost the country thousands of dollars if the tax payer had to pay for them and universal health care would be costly also. Its all about money.
2 :
I'm pro-choice. I am not great with politics and do not really see a connection between abortions and our economy. Abortions should be up to the people who need it to purchase such a service. Why would the goverment have to pay for that? I doubt they would evene if they were for abortions. If im not mistaken they cost only four hundred dollars which is still a whole in the pocket but that's what happens when you were too much in a hurry to spen seventy-five cents. But I agree with you, Terry. So many people come to my door preaching about abortions and the consequences as if they even knew the consequences of BOTH sides. Truth is that so many people fight for the life of an unborn child yet after they are born they forget about them. These mothers are forced to get food stamps and medical care paid by tax payers (or government) and then these same people who stopped the woman from getting the abortion look down on her for using such services! It's absolutely ridiculous that no matter what the woman does (keep it or aborts it) she will be looked down upon. There is no escaping this and there is no satifiying anyone. There are plenty of children out in the world who need parents and our orphanages keep filling up because people are too scared to get an abortion (for many reasons). When these people come preaching to me I ask them when was the last time they adopted a child that was saved from being aborted. The answer is always "Never". When they even donated money to make life better for all of these children and so few actually can say that they have. Narrow minded thinking is a thing of the past. It is time we look at ALL the consequences of ONE choice. I understand it might be hard for many because it is against their moral beliefs, their religious beliefs but if they have such a responsibility towards saving humanity then why not actually complete the job and make sure the child has all they need after they have rescued it from an abortion. So to those politicians who cry about their money, well they should shut up and appreciate the life of the child. These are supposed to be wise people who help run our country and if they can't see how everything is connected then perhaps they should step down and let someone else of more intelligence take their place. This is a huge issue and we can talk about how the parents should of been responsible and this and that but the question was about politicians in congress of the USA. Shadow Storm
3 :
It is not only a curse, it is a crime, and the summit of hypocrisy. The "pro-life" people are nothing of the sort; if anything, they are pro-BIRTH. Once that fetus they've "saved" is born, they turn their backs and walk away, especially if that child isn't a white Protestant born to Republican parents. Then they call Rush Limbaugh or Sean Hannity or Laura Ingraham and complain about "liberals giving my tax money to unwed welfare mothers." Or, in the words of St. Ronald Reagan, "welfare queens." Why those idiots can't make the connection between effective contraception and lowered rates of abortion is a mystery. But there they are, railing against science-based sex education, preferring to rely on faith-based "abstinence-only" programs, which are invariably filled with lies, half-truths and misinformation. Abstinence-only programs have contributed to higher teen pregnancy rates and furthered the spread of STDs. It makes no sense. They don't care one bit about life. What they care about is controlling strangers' sex lives.
4 :
I'm pro-life and I feel that you are making a sweeping generalization. What I personally see is that the issue is with the politicians. The anti-abortion stance is considered to be a conservative stance in our very black and whited colored realm of politics. Support for the current broken institution of HMOs is also a conservative stance. When you add these two facts together, you get conservative politicians who mathematically find out how they can get all the values voters bid, and these two stances are ran together in the same campaign. I personally believe that child health care is an absolute necessity and that morally we need to do everything we reasonably can do to make it affordable for everyone. A child should never die because her mother was not rich enough for treatment. Also, for every 1 person I know who is pro-life and pro-HMO, I know 5 people who are pro-life and want affordable health care for children. This is just my personal experience, and I don't have any statistics to back that up, but I would like it to be known that all pro-lifers out there aren't necessarily against universal health care for children. However, that said, for those who do fall under your category of being pro-life and anti-universal health care for children, I feel your point is valid
5 :
I think that for the politicians it's about politics that will lead to their pay packets getting a little heavier. I'm pro-choice and the only reason for this is the difficulties a family can face if they have a fetus that is clearly ill and would live an unfulfilled life. It also affects more than the child, it affects everyone in the child's family unit and further. I've seen this happen before and it's a horrible thing to be witness too as it can lead to a lot of hurt in all parties included. Although if the politicians actually cared about childrens health then these families would be able to access more to help their child in the first place and maybe in quite a few cases another child would be born into this world with the assurance of an improved life.
6 :
In the last year alone, the media had reported over 5 children that were born live birth, found in trash cans (one in McDonalds), dumpsters, left in the woods to die, and one the mother left in a toilet to drown to death. I understand you stance Terry and I am with you and even DITTO Storm's response. What needs to take effect is a cap on doctors income, the price of prescriptions should also hit a cap, products used in hospitals should be itemized per cost of one piece rather than the whole box or whole perscription. Itemization should be accounted for and mandatory. If I hadn't gone through the bill of my nieces stay in the hospital while giving birth, she would have been billed near $9,800 rather than the itemization based on average timed nurse checks, pain relief by dosage and per IV drips. Granted she had a cesearean but still was $2030 more than she would have normally. The doctors and those in the medical feilds, the hospitals, private practices, specialists, even their accounting or accounting firm they use should all be held accountable. Now, since I stood on my soapbox, lol, the point of pro-life and universal healthcare. It has nothing to do with giving free healthcare to children and infants, we pretty much have that for children now at local health departments for low income families. It is the cost of it and the prices they charge. Healthcare recipients costs per day, per item, per type of service is discounted versus personal healthcare and HMO's. The cost the states pay versus our cost is a big jump and the insurance companies and doctors do not like it. Abortions will never be free through insurance but the cost from possible complications afterward IS the case and they do not want false claims and "welfare" babies be the case in the system as well. I understand the stupidity you see. I see it too. It doesn't make sense that they would want to "save" the life of the child if that child is going to be born with illness and eventually die or never have a quality of life, drug addicted or disease inflicted *aids*, severe poverty with homeless by choice parents living on the streets, or have the children "dumped" as so many are. If they are not dumped then the children could be living a terrible life with abuse, not enough food, clothing, shelter, drugs, any number of things. They want to save a life to live THAT kind of life? I saw a prolife line at a local abortion clinic and a woman asked me to stand with them to help save children. I asked her why would I want to do that? She started to proselityze the reasons. I then said ok. I will help you save a life IF you promise to take care of that child. You must adopt it or pay for all it's medical care, make sure it has food and clothing, make sure it lives a happy and fullfilling life, feed it, clean up after it, take it to school, virtually raise the child as if it was your own. She looked surprised and didn't say anything except that that was not the point. I said But THAT IS the point my friend. If you save it then it is your responsibility as well as everyone elses, because by your bible and the laws of Jesus, you ARE your sister and brothers keeper. We will be taxed to help take care of these children unless you take it in. WE will be responsible for it if it is put up for adoption and never adopted and lives in an orphanage or state institution. We are responsible for it's actions as an adult if we did not do what was needed to raise the child right and teach them humanity and good judgement, but later we will probably condemn that child to a life without love or hope. It may end up having a terrible life. May commit suicide or murder. Then we will want to persecute him and kill him for his crimes and blame the parents for his life, not knowing he was the life you tried to save today and will turn your back on him tomorrow. Then I walked away. I didn't see her chant much after that. A couple of days later the lines seemed to deminish and then by the following week there were no more protestors. This was back in the late 80's but still, why would you want to save something to later condemn it for being born? Makes no sense to me. Blessings Terry Edit: See, that is what is wrong with the adoption process here in the States. What they want for an adoptive parent is 1 in about 5000. Professional (making over $75,000 ayr), 1 to 2 children already or none at all, young (age range 26 to 40), a home - not rent, and proof of benefits such as personal healthcare insurance. But yet, when they do find those that meet the criteria, there are those that have been abused physically or mentally and even returned! But the ones that would take care of a child as their own biological child and give it a very nice home with love and care, they aren't good enough. Go figure. But for those that are "if'y" but meet most of the criteria, they are allowed to adopt or foster for life a child with dissabilities?! Many will foster for life just because the state will pay for all medical care and home expenses. The "troubled" kids can be fostered by almost anyone that can barely meet the criteria and take the classes. Even families that are already on govt assistance. It is so messed up. I am glad you were able to adopt your child and I know you will be the most awesomest dad! (I know, no such word but just reflecting on what the kids say). :)
7 :
I am not a politician but I am pro-life. The argument can be made that a government which mandates abortion and provides socialized health care is intrusive and excessively controls the lives of its citizens, and this, to me is a good political reason to oppose government management of childbirth and pediatric medicine. The best solution to the abortion issue is greater opportunities for babies and children to be adopted into loving homes that can care for them and provide for their medical needs. There are many ways to approach medical care for all citizens, but one of the best would be to find ways to lower the costs of quality health care. Those in Congress who are opposed to universal health care for children see this as a less efficient way to care for children. Based on the experience we have had with Medicare, I believe it is not the best way to approach the problem. The problem is mainly a middle class problem, since wealthy families can afford good health care and poor families qualify for free government health care. Again, reducing the cost is the best approach. When government takes over an institution the costs usually go up. I don't see any relationship between children's health care and annotations on a birth certificate. Frankly, this is the first I have heard of the birth certificate issue. I have known several bastards and not all of them were illegitimate.





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