My wife's ex choose to screw over his child by choosing an extremely high 5000 dollar deductible to pay next to nothing, but at the same time fulfilling his requirement to provide health insurance for the child. The divorce decree does not state anything other than "The father is responsible for healthcare insurance until 18." Is the policy holder responsible for any copays or deductibles or is the person who brings her in responsible? This is for the state of Illinois. Also, if the policy holder (father) is responsible is it acceptable to put the father as the "bill to" person?
Marriage & Divorce - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Where I'm from it's split 50/50
2 :
the policy holder is the one responsible for co-payment. there are even options that he can take that would allow him to pay a certain amount of the deductible monthly. and yes it is acceptable to bill the father. after all he is the father and should not have a problem with that.
3 :
The deductible and any applicable bills/copays are usually split between both parents. What does the divorce decree say?
4 :
Legally, the bills would be 50/50. Most courts will not get into nitpicking about such "small" bills. So the couple is left to fight it out. No you can't assign the bill to anyone other than the person bringing the child in for care.
5 :
It is split 50/50 unless you got it in the divorce decree. You can talk to him and get it changed or take him back to court. Should only cost you 1-2k if you get a lawyer. Thats better than $2500 a year in co pay. He needs to realize he is responsible for half also. But if he chooses not to pay, you only option is to take him to court.
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