Wednesday, April 28, 2010

Health care/insurance observations/changes from when you were a child to raising your children, to now

Health care/insurance observations/changes from when you were a child to raising your children, to now?
How do you feel about Medicare? What are your concerns?
Senior Citizens - 11 Answers



Random Answers, Critics, Comments, Opinions :
1 :
The doctor still made house calls up until I was about 18 yrs or so and I think they were more caring and less stressed out by the entire HMO procedure. Re: Medicare, when I retire will I be able to afford the supplemental for prescriptions, or will there be a new practice by then?
2 :
I think we had adequate health care when I was a child if we needed to go to the doctor. Folks didn't seem to go as often then though and weren't on nearly as many medications. When I was raising my child, we had a local clinic that provided good low cost health care and when I worked I had good insurance there. Now I have no insurance and am not old enough for medicare. There are many people in this situation. My mom is on medicare, but there are still costs and copays she has to pay herself for doctor visits, procedures and medications.
3 :
When I was kid I broke my arm and was rushed off to the Hospital. My parents has to pay the bill and it was about $60. My my child was just feeling some leg pain, she went to the hospital, they took a blood test and gave her a few pain pills. It was over $500. When I was a kid, my general Dr. would also perform surgery. Nowadays, he would never be able to charge enough to even cover his liability insurance. Too much risk.
4 :
Believe it or not we are still raising kids one is 12 and one is 13 to many changes from my first three kid that range from 28 to 38. As for medicate and medicare it sucks hope I'm not to plunt. But don't ever think the government is looking out for you.I hope that something good happens to our medical system for the better by the time you retire.Thanks for the questions keep them coming.
5 :
Medicare is a house of cards, it will be out of money in as soon as 4 years. If the federal government keeps cutting payments to doctors as they have done every year to "save "money, Our medicare insurance will get us dropped by the doctors who lose money treating medicare insured patients Then what are 30 million people going to do, go to state hospital clinics for basic care? I had a doctor move 25 miles and I was lucky to be accepted by a doctor. But I was the only medicare patient he accepted. It's now dificult to find any doctor that will take us, So my worry is not getting the insurance, but holding on to a doctor that will accept the insurance.
6 :
The one thing I've noticed over the years has been how employers' contributions to health care plans has lessened considerably. In the 60's my employers paid 100% and I never had co-pays or a %age of the premium to pay. Starting in the late 70's it began to change for me and my co-pays began; I had to give up BC/BS high option family as it became too expensive and I went to an HMO. On my last 'career' position my non profit paid all of the costs and it was a good plan too. This was their commitment to us and I greatly appreciated it. I am now on Medicare - so far so good. I have a great PartD prescription plan where my meds costs $2 and a generic coverage of 100% during the gap period. I met my deductible some time ago on Part B and it was a bit over $100. I have yet to have to use Part A [hospital] - my concerns have to do with cost of Part B that come out of my check....
7 :
Well it may be different for those of us in another country. Here in NZ the health care insurance increases dramatically from 60 years of age on. I always had the children insured - and myself, but I have cancelled it now because it is far too expensive. If I had a heart attack or stroke or something urgent, I would be treated in the public system anyway. The disadvantage would be if I ever needed hip or knee replacement etc., then I would be on a waiting list for years and years. I've decided to take that risk. My ex husband however is staying with it because he has a lot of health problems and is bound to need knee op in the future. Most retired people are exiting the health insurance and still managing to pay for major operations with the money they saved from not paying the insurance for years.
8 :
You know, the shortest, most all-encompassing answer I can come up with for this question is that when I was a youth, health care was always all about wellness and healing and caring for the patients. Now, though, it has become a multi-billion-dollar BUSINESS for which health CARE is an assembly-line HMO operation, for which insurance companies get paid exhorbitant amounts to discontinue the policies of those it claims to insure, and money has become the driving force behind almost all health care decision-making in both the private and public arenas. Our government needs to boot big-money right clean OUTTA THERE when it comes to medical care, especially for seniors and the disabled...and go back to putting the PATIENT as their number-one priority. Doctors used to see you as needed. Now, they dare not exceed the HMO's magical "fifteen minutes" even if you're sitting there with your arm dangling by a thread of sinew. It's reprehensible, the way they delegate seniors and the disabled to the "bone pile" and keep cutting all of our benefits while proclaiming to be "the best in health care" for us. BAH. We're PEOPLE not DOLLARS. Wake up.
9 :
At one time your health insurance was reasonable and covered almost anything, no co-pays! Now the costs are borne by the individual and the insurance covers little except extreme health care.
10 :
Health insurance is now out of my reach,the cheapest insurance we can get is over 680.00 a month.
11 :
i was lucky being my father was in the air force for 20 years. so i didn't have to worry about insurance until the age of 18. then i did without because either it cost to much or my employer didn't offer it. IE cost. so if i was really sick. i just went to the hospital and charged it. i worry about our younger generation and how high health insurance is. i know it's one of the reasons our infant mortality is no better then a third world country,





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Saturday, April 24, 2010

Can raising a child lead to poor mental health

Can raising a child lead to poor mental health?
I read an article that says raising a newborn is stressful but it cannot be as stressful as working fulltime. Here is the article that I read. http://www.medsocial.com/blog.aspx?blogaction=viewblog&show=476
Mental Health - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
This medsocial spam is highly annoying. These are not articles, folks, these are blogs.
2 :
dont pay attention to some of those articles..they are junk.Raising babies is normal and it is stressful but ideally we are young enough and resiliant enough to make it through just as nature intended




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Tuesday, April 20, 2010

Would universal health care lower the number of abortions in America

Would universal health care lower the number of abortions in America?
Since a fair amount of unexpected pregnancies end in abortion due to financial reasons, which includes the mothers inability to provide health to her child (assuming the mother is young, has little education, etc...), would universal health care help young expecting mothers who can't normally provide for their children decide to keep their child? Or would it have little-to-no relevance. Opinions are great (and that's all I really expect), but if you have any studies, statistics, etc... that show any correlation with health care and abortions, then please feel free to post them.
Politics - 13 Answers



Random Answers, Critics, Comments, Opinions :
1 :
My personal opinion is that it would increase the number of government funded abortions.
2 :
it certainly would, because people would get better preventative health care and health education. and education of women is the number one thing related to lower abortion rates. put simply, women would get birth control, so they wouldn't use abortion for it.
3 :
There's no connection. Most abortions are performed for the convenience of the mother, not for financial reasons.
4 :
That's a very interesting thought. Hadn't thought about that at all, but it does make some sense. Though on the other hand, I would think that being in a position that prevents you from having health care might also prevent you from having the money for day care, and the myriad other expenses of having a child. I suspect that since one usually goes with the other, that having health care alone wouldn't change their mind.
5 :
I don't know about that directly affecting abortion rates in America... but it would certainly drop poverty rates in America and increase the quality of life (as it has in Canada and other democracies). Usually a decrease in poverty causes a decrease in abortions. That would just make sense. Aperson who will seek healthcare and has the ability to afford healthcare is most likely a more informed consumer. Universal healthcare would educate a lot of people to the means of prevention.
6 :
what will end abortions are men and women having enough common sense to use a condom. even with universal health care aids is still not curable.
7 :
convicting people of murder would do a much better job of lowering the number of abortions. Your way affects everyone's health care system, this way keeps us with good doctors and less abortion.
8 :
I believe that if one examines history, one would find abortions to be a constant, much like prostitution. i/e a vice that regardless of law, never seems to go away. What does change however is the death rate among women which decreases as laws become more relaxed. I think these facts may be evident under universal health care..
9 :
any connection would be coincidental. what will impact the amount of unwanted pregnancies is education and easy availability of contraceptives. when people can get and know how to use birth control, the unwanted pregnancies will be greatly reduced, whether we have universal healthcare or not. any who oppose a woman's right to chose abortion AND making education and birth control easily available are simply trying to force their beliefs onto other people. any who want a smaller govt that is less involved in the lives of it's people should support the idea of converting unwanted pregnancies into well informed decisions by making education and availability of birth control if you think about it, you just might get a little angry that all of the elected officials who seem to care about this issue so deeply have actually taken no tangible steps to reduced unwanted pregnancies.
10 :
I would say your point is good, but I think allowing them to afford more effective birth control because it is used with physician oversight, would be what actually prevented more abortions. but to answer your question, yes, I do believe it would reduce the number of abortions and infant mortality problems.
11 :
No it would not. Women who make over $30k a year get half of all abortions: http://www.abortionno.org/Resources/fastfacts.html So, assuming that 100% of the remaining abortions are done for financial reasons (which is a VERY big assumption, I would assume most are for convenience), you would cut the rate down by 50%. But you would probably be closer to cutting it down by about 10%. How can we cut it down even more? How about only allowing women who were raped or who may have health problems get an abortion? Those women only account for 7% of all abortions.
12 :
Yes, it would... because women WOULD HAVE UNRESTRICTED ACCESS TO BIRTH CONTROL!!!! Birth control pills should be less than $10. It costs even LESS than that to manufacture it, but women have to plan to make the purchase since HMOs no longer cover it. Sickens me that I have to cough up $175 for GENERIC Seasonale to try to keep my endometriosis, a medical condition, in check, while you dogs get Viagra for FREE for a bullshit condition.
13 :
How would giving poor people free health care stop abortions? Universal Health Care would probably cover abortions, and then every poor person that got knocked up could kill their baby for free, especially if Hillary gets to determine the terms of Universal Health Care. How about this method for less abortions? QUIT HAVING PREMARITAL SEX!! Anybody ever think about that?





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Friday, April 16, 2010

What can I do about a child that has poor nutritional health

What can I do about a child that has poor nutritional health?
I know of someone who refuses to have an overweight child, and from birth has selectively fed her daughter minimal food. Her daughter is now five years old, and still has poor health. Last year, she would only eat bread, and ended up constipated like you wouldn't believe. The poor thing screamed in agony while on her kiddie toilet. More recently, she believes that just because her daughter eats a hard-boiled egg, that she can be rewarded with a bowl of croutons and some salad dressing without any greens. Just the other day, her daughter was brought in to see her pediatrician because she hasn't eaten solid foods for 3 days. Not only does this child suffer from poor eating habits, she has speech problems (i.e.avid stuttering), and who know what else, aside from her lack of growing. What can I do? This can't be right what she's doing! What's even worse is that this woman is PROUDLY a member of a local Mother's Club and school PTA member. Help!
Grade-Schooler - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I would call the child welfare people and tell them how the woman is starving her child. No child should be treated that way. The mother obviously has mental issues.
2 :
If you know who her pediatrician is, call the pediatrician and report what you've seen (not what you believe). If you don't know who the pediatrician is, then call Child Welfare.
3 :
children need a BALANCED diet, and i am surprised really at the lack of concern that the child's pediatrician has shown. this woman is ABUSING her child, and she needs serious help. offer advice, and if she doesn't take it you need to call child protective services.
4 :
Does the child see a pediatrician? If so, presumably if there are really health concerns, they're being addressed. Many kids go through phases where they'll only eat a certain food; that's not necessarily a sign of abuse. (If you know for sure she was being offered only bread, of course that's a different story). I think it's a poor choice to reward eating behaviors with treats, but if a treat for this kid is croutons with salad dressing, that's hardly the worst thing she could be eating (especially if she's underweight, as pediatricians often recommend oils for underweight kids). My point is that just because a child is small for their age, has gone through food jags, eats croutons with salad dressing for a reward, or stutters or something doesn't prove abuse. And your idea of "minimal food," if it hasn't made her a weight that's of concern to her pediatrician, may not be so minimal at all. Indeed, perhaps there's a family history of diabetes or something and the mom is making wise choices to avoid getting her child hooked on junk food, etc. I've got two kids who are in the bottom 5th percentile for weight. They're much loved, not abused, and eat healthily (and I've taken them to specialists and I make sure they're closely monitored by their doctor) -- and boy would I be mightily offended if someone decided that because they happened to be small that I must be abusing them! You can recommend a speech therapist for the stuttering. You can recommend a doctor's visit, specialist's visit, or nutrionist's visit for the weight and nutrition. But unless you actually have reason to believe she has health issues that aren't being monitored by a doctor or that the mom is actually withholding food to the point of abuse or neglect, you need to stay out of it. edit -- if you really believe the mom doesn't understand what nutrition the child needs (as opposed to a mom dealing with a very picky eater), why not organize through the pta a talk on feeding healthy foods to kids? if she's such an active member, maybe she'll go and learn something.
5 :
Call Child Welfare! You will remain anonymous. It's not that the child has poor nutritional heath by choice it's the parent that has no nutritional or parenting education. They both need help. What is the mother's health like? Children learn from example.
6 :
Call CPS.
7 :
You need to explain to the person the importance of good eating habits and how if she continues to feed her this way it can effect the rest of her life. If this child isn't feed properly while in the brain developing stages then there could be some huge issues later in life. If it is because the child is a picky eater then this is different. Then, the mother could mix a juice of a many types a fruits and vegetables and then the child will only taste the fruit. Hope that this will help.






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Monday, April 12, 2010

What is the age limit for a child to be covered on health insurance in Virginia

What is the age limit for a child to be covered on health insurance in Virginia?
My parent's health insurance company sent a letter saying I would lose insurance when I turn 23 (in 4 months). However, are they suppose to cover you as long as you are categorized as a dependent? I am from Virginia. If you go to this link, http://www.ncsl.org/default.aspx?tabid=14497http://www.ncsl.org/default.aspx?tabid=14497 and go down to Virginia, it says "§ 38.2-3525. Group accident and sickness insurance coverages of spouses, dependent children or other persons. A. Coverage under a group accident and sickness insurance policy, except a policy issued pursuant to subsection B of § 38.2-3521.1, may be extended to insure: 1. The spouse and any child who is (i) under the age of 19 years, (ii) who is a dependent and under the age of 25 years, or (iii) who is a dependent and a full-time student under 25 years of age, without regard to whether such child resides in the same household as the insured group member, or any class of spouse and dependent children, of each insured group member who so elects" Since I'm a full time student, do they have to offer insurance until I'm 25?
Insurance - 1 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
The new health care bill says you are covered till your 26.
2 :
The key word is MAY. It does not say MUST. From the law that you cite: "Coverage under a group accident and sickness insurance policy, except a policy issued pursuant to subsection B of § 38.2-3521.1, MAY (my emphasis) be extended to insure: 1. The spouse and any child who is (i) under the age of 19 years, (ii) who is a dependent and under the age of 25 years, or (iii) who is a dependent and a full-time student under 25 years of age, without regard to whether such child resides in the same household as the insured group member, or any class of spouse and dependent children, of each insured group member who so elects; and 2. Any other class of persons as may mutually be agreed upon by the insurer and the group policyholder." This is all subject to change because of the health care legislation. Insurance companies will be required to provide dependent coverage for children up to age 26 for all individual and group policies. However, the rule does not take effect until six months following enactment. The key word is "dependent". Regulations are yet to be written that will clarify to what degree young adults have to be financially dependent on their parents. They will have to offer coverage but the law does not say you must remain on your parents policy. Stay tuned you can't really do anything until you hear from your insurance company. ...
3 :
health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.







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Sunday, April 4, 2010

$35 billion increase in a children's health insurance program while Iraq war dint increase spend

$35 billion increase in a children's health insurance program while Iraq war dint increase spend ?
$35 billion increase in a children's health insurance program acord bush but weapons increase lock like to be no important to him.
Government - 2 Answers
 


Random Answers, Critics, Comments, Opinions :
1 :
35 billion lets see that would be .07% of the war cost so far!!!!
2 :
You also faild to mention that he said that he didn't want people with Private health ins. to use the gov. program that is designed for kids without ins.





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Thursday, April 1, 2010

Are you full time employed, if so do your children have health insurance

Are you full time employed, if so do your children have health insurance?
If not, what is your opinion of Congress and Hussein's plans to extend the SCHIP coverage to 6 million kids who's parents are in this country on work permits? I don't mean to be mean. But America needs to wake up. Our own citizens are going without, but congress can spend billions to pay for the neighbor's kids, but allow our own to go without. Is that the change you expected?
Elections - 17 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I dont have children
2 :
How much insurance would that 400 million that Pelosi and Obama are sending to third world countries to fund abortions, pay for here in the U.S.? and Yes,my family and I have health insurance. I pay for it every month...
3 :
I shake my head in disbelief when I think of the massive mistake America made on Nov. 4, 2008.
4 :
full time worker, no children I think it is great that the schip is being extended to ALL children; its not their fault that their parents only have work permits. if they chose to abort the kids while they were a mere fetuses, you would've whined about that too
5 :
Yes. Of course, I'm not living in America. Should have taken care of your own when you had the chance. Not caring about anyone leaves no one caring about you.
6 :
I have had complete insurance since I was 21 years old. I choose to work for a company that offered it to everyone. I get pretty upset when anyone wants to give anything away to people who are here on a work permit. And don't even get me started on all the illegals here. They should get zip, zero, nothing, except a free buss ride back.
7 :
I agree with you. Yes, I have always had insurance and so has my daughter. I chose jobs based on salary, chance of advancement, and benefits. I would never choose a job where I didn't have coverage. With that in mind, I also obtained an education to allow me to choose those jobs. I think we have a moral obligation to assist those who can't work. The sick and the elderly. Then also those who face some rough times and need a helping hand to get back on their feet. But we can't support half of the population. And that is what is happening. Forty percent of Americans don't pay taxes. It is quickly becoming 50%. One half of the people will be supporting the other half. Is this what we want???
8 :
No, we are recently retired and our children are grown and have families of their own. I am against covering illegals, but if these children were born in the US they are American citizens. I think it is good to cover all American children. It is a shame, I worked with people who were here on work permits who didn't ever bother to sign up for insurance for themselves or their children because there are many free clinics from them. I will wait to actually see what this is all about before I bash Obama and Congress.
9 :
"what is your opinion of Congress and Hussein's plans to extend the SCHIP coverage to 6 million kids who's parents are in this country on work permits?" Another ignorant decision made by a group of incompetents. It's enough that I have to pay for my own families insurance, I shouldn't have to pay for someone elses.
10 :
We went from melting pot to garbage bag of the world. IMO - The only way to keep this country from hemorrhaging itself into complete destruction is to: 1. Close the borders (even temporarily) to new citizens. 2. Get rid of the millions who are here illegally. 3. Force those on welfare who are able, to actually work - if the labor jobs were filled there would be no incentive for illegals to come Until we get rid of the people who shouldn't be here but are stealing BILLIONS of dollars each year for their support AND stop new people from coming in until a more thorough system of checks can be put into place...we will continue to be the garbage bag of the world.
11 :
My children have insurance. But its funny people usually have habits of making bad decisions. Poor people obviously make bad decisions due to lack of education, so it was inevitable the vote 4 Obie to create change was gonna bite people in the glutes considering no one can make me get outta bed and go to work, or look for a job, or go to school, or praise God, or take care of my family I dont think Obama in office is gonna change my drive. Soooo if youre lookin 4 change look in the mirror.
12 :
Great example of the lack of compassion from the far right . . conservatives are cold and uncaring. I fully support making sure that no child suffers from lack of medical care . . our kids or any child. And since I've actually lost a child from a failed health care system . . I applaud any move to fix this rotten health care system we have in this country. (We are fully insured and it still wasn't enough . . insurance is horrifically inadequate in this country, but you won't find that out until you need it).
13 :
America was created on immigrants and people who came over here to find a better life. As long as Obama continues look at the best interest of all Americans as well as all of humanity (if possible) then why not. We are not the only people in this world and should have compassion and help all people on this earth. but, at the same time, I feel we do need to look after ourselves just as well if not better than we do others. You can't help others without helping yourself first. I'm sure if I actually took the time to look into this particular issue further (Health care) I would find plans Obama has for American citizens as well. He is looking after America but he isn't forgetting about the rest of the world either. Did you notice the "change" that the Bush administration brought about? He handed a dying country over to Obama. Let's give Obama the chance to help bring us back and at the same time if we are able let's try to help others as well.
14 :
Full-time...No children, great benefits and perks as well. Guess what? We are still hiring! Go figure! Ph.D required.
15 :
I work full-time, and if I had children they would be covered under my insurance policy. If you can't support a government that wants to give health care to all the children living within its borders, what can you support? This just seems like a no-brainer to me. There are some really selfish people on here today. You should be proud to have a government that wants to protect the health of children.
16 :
If people would actually do the research on what the Obama team is saying about the 50 million with no health insurance they would find out what groups they actually are: 10 million illegal immigrants 15 million people who are eligible for Medicaid but don't apply 15 million adults whose children are eligible for free insurance And about 10 million childless adults
17 :
As long as there is one uninsured citizen, no free loader should be in line.





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