Friday, November 28, 2008

10 can I know put my child uder 26 on my employer provided health insurance

As od 9/23/10 can I know put my child uder 26 on my employer provided health insurance?
I was told awhile back she had to be a full time collge student but she is part time. I have read that as of the 23rd parents can keep there kids under 26 on there plans can you add them if they are not already on the plan???
Insurance - 4 Answers

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1 :
You are correct that dependents can be on their parent's policy until they reach age 26 or until they get a job that offers health insurance benefits. Now as to your issue of when you can add her back on to your policy, if she was already removed from the policy it is going to depend on how your insurer chooses to implement the new requirement which takes effect 9/23/10. They may make you wait until the anniversary of your policy to add her. You will need to call the customer service number on the back of your ID card.
2 :
~~Yes this reform takes place tomorrow so you may add her back on your policy. To have access to all the changes and when they take place here is the link. Many good changes start tomorrow, many very important ones can't take place until 2014.
3 :
You have to wait until the next open enrollment period, if they've already been dropped off.
4 :
Check with your insurer. That option is required effective with the first annual policy renewal AFTER 9/23/10 but some insurers have already implemented it. Student status is not required - however, they must be unmarried and no

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Monday, November 24, 2008

Should people who don't have health insurance be allowed to have children

Should people who don't have health insurance be allowed to have children?
Wouldn't a couple who can't afford health insurance be committing child abuse by not being able to take that child to a doctor?
Law & Ethics - 14 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Why would you think that is child abuse? There is state aide for people who can't afford health insurance. Granted, there are some people who should not have kids, but not being able to afford insurance is not a reason.
2 :
If you do not have health insurance for your child and cannot afford it, the states will provide medical coverage for children under the age of 18, so really there is no excuse to not take a child to a doctor.
3 :
Sounds more like China or North Korea.
4 :
no because they will be violating our right of freedom this is not JAPAN OR CHINA
5 :
H3ll yes, they should be able to have children. They can get medical care once they have a child, its called Medicaid. Which I am quite sure it is available in every state. It may not be the best but it sure proves your theory wrong. You must be rich to ask such a question. If the people cannot afford health care what makes you think that they can afford birth control?
6 :
And what could you do about it? Think it through...
7 :
There are a lot of people who should not be allowed to have children.
8 :
There are a lot of worse things in life than not having health insurance that can be counted as child abuse.
9 :
So you don't think poor people should be allowed to have children? There is more to parenting than going to the doctor -- good parents will find a way to help their kids. There are plenty of neglectful wealthy parents with great health insurance.
10 :
Sounds like you mean welfare....make it harder for those of us who do work hard and have to pay taxes. Seems like nothing will ever change anyway. No matter whos president. Good question.
11 :
It is criminal for the government and people against health care for everyone..if that's the case then why not just shoot the ones having children or not ..then those that have high incomes can live in a paradise
12 :
do the elderly people have the right to live if they dont have health insurance??of course they should have the right to have children. bring a child into the world is not a form of abuse. you sound like a real nut case.
13 :
Good grief! There are people who are super rich with great health insurance who should not have children....
14 :
That has got to be one of the most ridiculous things I have heard in a long time. The question that should be asked is Why doesn't the government do something about the high cost of health insurance so that all can afford to have coverage. People with low paying jobs can't afford the high price of premiums for coverage. That does not make them bad parents. There is help for them to get coverage for their children. Maybe you should investigate the cost of health insurance before you get on a high horse and say they would be abusing the child. Evidently you don't know what child abuse is.

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Thursday, November 20, 2008

What are the psychological effects of child abuse

What are the psychological effects of child abuse?
hey,im doing a research paper on child abuse and need more facts about how child abuse change the [mental health] of child as they grow up or face certain situations
Psychology - 2 Answers

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1 :
*its extremely difficult to trust anyone (adults especially) *you realize that not everyone is good & there are really scary sick people in the world *you feel so isolated/alone because no one understands *victims of sexual abuse have many intimacy problems whether that means they are promiscous at a young age or terrified and completely turned off by sex *children who have been molested usually have exaggerated startle reflexes (if someone touches them they jump a foot in the air) *feeling absolutely worthless *low self esteem *mental problems may manifest physically (eye twitch, shaking, etc) *if they have never told anyone about the abuse, tend to grow up very secretive, obsessed with privacy, and extremely distrustful I really hope this helps! Good luck on your paper :) Love Haydee <3
2 :
If you want to know I lived it. Ask me and I'll tell you what you need to know.

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Sunday, November 16, 2008

Is a child's mental health affected by the role models in their life

Is a child's mental health affected by the role models in their life?

Psychology - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
yes
2 :
No. Not at all. Their mental health is determined by what they do and eat etc. Their SUBLIMINAL mental health (things they can't control at all) is determined by all the satanic subliminal messages that are sent through music videos and music itself. For example, Sting, "Every breath you take" he literally speaks like satan himself. I'm saying these things assuming you're christian. If not, they still effect the mental health of someone who is unaware. Someone like myself, who is aware, needn't worry about those sorts of things, for they are no longer "Subliminal" and we know what we are hearing. They still brainwash people with the music, christian or not. The Illuminati (they do exist, even if you're an atheist, they exist still.) has tried for over 300 years to bring Satan to full control over earth. Once he gains full control, that's judgment day. Now, back to the topic, the music brainwashes people who are unaware of what they are hearing. That's the point. Just giving you some background knowledge on WHY they are doing it and how. They do this through movies too. Disney movies, especially. You're welcome >.<

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Wednesday, November 12, 2008

Are you meeting the mental health and developmental needs of your adopted child

Are you meeting the mental health and developmental needs of your adopted child?
The Evan B. Donaldson Adoption Institute just came out with this recent study on adoption and I was wondering if anyone has read it and what they thought about it? Heres a recap and then I'll provide the link for those of you who haven't read it to read ( if you want ) and then give your feedback... ADOPTIVE PARENT PREPARATION PROJECT PHASE I: MEETING THE MENTAL HEALTH AND DEVELOPMENTAL NEEDS OF ADOPTED CHILDREN This policy and practice paper outlines best practices for preparing adoptive parents to meet the mental health and developmental needs of their children. The second phase of this project involves the development of a comprehensive set of curriculum modules for training parents on the mental health, developmental, and child-rearing issues related to adoption. So go check it out and pay attention to: OBSTACLES TO ADOPTIVE PARENT PREPARATION & EDUCATION and tell me what you think. http://www.adoptioninstitute.org/research/2008_02_parent_prep.php
Adoption - 10 Answers

Random Answers, Critics, Comments, Opinions :
1 :
I wish someone had told my aparents about this. Adoption was generally a topic we all pretended was not important. I did eventually figure out my own answers to my own questions, but I think it would have been easier if there had been some discussion.
2 :
There should be a study on 'meeting the needs of children period'. With so many crap parents out there, I would think an adoption research study is the last area that would need to be focused on.
3 :
wow - finally some real and honest dialogue about issues that adoptees 'can' face. Thanks for the heads-up Gersh. I wish my a-mum had known about this stuff. She would have been better prepared to handle me - and in turn would perhaps have validated my grief - instead of ignoring it - or worse - dismissing my sadness and angst completely. And - this stuff IS needed - because isn't it better to at least be aware of possible issues - instead of burying heads in sand - saying that it will never happen to anyone - because it didn't happen to them??? Should we just dismiss it as unnecessary because not all adoptees have troubles adjusting to an adoptee life??? PFFFFTTTT How very small minded! I believe it's better to be fully prepared for any scenario. It's a great report - and I do hope that it's recommendations are implemented. As it's about 'the best interests of the child' - finally!
4 :
Thanks Gershom, I hadn't seen this yet. I agree with everything within. Thanks for sharing.
5 :
Thank you for that! It's on the top of my list of "things to do" for the weekend (I've got a busy two days ahead, so just rushing around reading what I can for now - it has been bookmarked).
6 :
Thanks Gershom! I agree with everything the study had to say. It would be wonderful to have access to all of this information instead of having to track it all down myself. Not to mention having an organized group class would provide a wider depth of info than i could accomplish on my own. I have it bookmarked. Thanks for another great site.
7 :
My answer to your first question is yes. Educating myself on meeting the mental health and developmental needs of my child was a priority. Learning early-on about identity issues for the adopted child was key to my decision to maintain an open adoption. In addition to my own research I was fortunate to also have the guidance of a few well educated adoption counselors. Our adoption took place over 10 years ago and although this document is very recent the content is very familiar to me. The whole process for me was about the child and the bio mom. Never did I feel entitled. Perhaps I was just lucky to have been in the company of some well educated and qualified professionals. I know they exist because that was my experience.
8 :
I wish more PAPs (prospective adoptive parents) would read this report, and do more research in general, so they wound understand that raising adopted children is more complicated than raising their own biological children. Lots of great points were hit on, and I'm sure would prove illuminating to most who think they might want to adopt, but have little information other than what is provided by adoption agencies. I do disagree with this quote; "The nature of adoption has become increasingly complex over the past few decades." I think adoption has ALWAYS been very complex, it's only now that we're openly acknowledging it.
9 :
I haven't read it. But I guess most parents will do the best they can for their child adopted or not. Mine although did a bad job as they were abusive.
10 :
Can anyone really say that they are meeting ALL of the needs of their child, adopted or biological? The fact that adopted children probably have more needs (especially mental health/emotional) means that adopted parents REALLY need some sort of a support network. I only wish that I could find a good one.

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Saturday, November 8, 2008

My wife and I are considering having our 4th child. She is 37 I am 42. Health concerns, baby or us

My wife and I are considering having our 4th child. She is 37 I am 42. Health concerns, baby or us?
We have both lost over 50 lbs since the new year. We feel great. We have a 14 yr old daughter, 9 yr old son and a 3 yr old daughter.
Other - Pregnancy & Parenting - 1 Answers
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1 :
great if you dont want to see it grow up.

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Tuesday, November 4, 2008

How does damp affect your health

How does damp affect your health?
My house has a damp problem in bedroom due to a leak through the chimney, we only have a 1 bedroom house and we have a 9 month old baby sleeping in the same room. Will my child and our health be affected?

Other - Health - 4 Answers

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1 :
It affects you heavily. You can get very sick from this.
2 :
The first thing that comes to my mind is the possibility of mold setting up and causing severe health problems for all of you, but especially the baby.
3 :
Dampness cretaes mold and mold can affect the air that you breath. Bad air means sick people. Coach
4 :
dampness can aggravate arthritis,and respiratory problems. get a dehumidifier to help.

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Saturday, November 1, 2008

I need good health insurance for my child

I need good health insurance for my child?
Hey Everyone, I am wondering if anyone knows any good health insurances for Children. My son is 11 mons and his medical insurance is expiring soon and i am seeking new Insurance. The fact that my son is on my mothers insurance (United health care) I don't know whether i would like to stay with them or find someone cheaper? My mother pays 300 dollars a month for 4 peoples insurance (Due to the fact she gets benefits from her job) So does anyone know any reasonabled price insurance for JUST my child. My budget is 0-150 a month for single. I DO NOT wish to get medicaid or any medicaid orientated insurances due to the fact i am not eligible and i am not able see his current pediatrics. Does anyone know if AETNA is any good? or any other insruances?
Insurance - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
United Healthcare, Aetna, BlueCross BlueShield, all of them are good companies. My best advice is find a Broker who can compare actual rates, not extra low rates often seen on generic websites. Some states have insurance available through DHS, but it is not Medicaid. Tennessee has a program called Cover Kids. It's not Medicaid, but coverage for children who do not have insurance. Other states have similar programs. If you are in Tennessee or Virginia, you can go to www.northamericaninsurers.com to look up rates and types of coverage through four different companies. Hope it helps!
2 :
You also have to decide on the type of plans. PPO's usually have deductibles that you must meet prior to some of the insurance to kick in, and many have caps on the amount of coverage you will receive when its an individual plan. If you go for an HMO, they usually balance between co-pays and a certain percentage, but they have their limits as well. If you're looking for something affordable until you can afford the best care, I would suggest a discount program. They offer substantial savings on healthcare costs, and if your provider is not on their directory you can refer them and the company will contact them to be added, it costs them nothing. You can check it out at www.mybenefitsplus.com/trhonda2000. Hope this helps, Trhonda

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