Okay, this is from an economical standpoint only, we don't need to get into religious arguments here please. Most people I know have health insurance through their employers but only one plan covers birth control pills as a $4/month prescription. The rest are quite expensive, between $30-$50/month. Certainly the cost of pills is cheaper than the birth and health care of a child for 18 years, so why don't more plans cover this birth control?
Insurance - 6 Answers
Random Answers, Critics, Comments, Opinions :
1 :
That's a DAMN good question.
2 :
good question, I have wondered that for years. Better question, why will they pay for Viagra and not birth control? Nice huh?
3 :
No idea, just another flawed system i guess
4 :
Most insurance plans are broken into 3 categories. 1-Single 2-Employee and Spouse 3-Family. Of these three plans, naturally the Family premium is going to be higher than a cats ass. Through the use of actuaries, they know the addition to the family risk class will not betray thier constant profits made by paying less than they are collecting. So, as a businessman and a licensed professional in the feild, I will take that risk because it has always paid off. Insurance companies are the wealthiest in the world. Dont feel too sorry for them just yet.
5 :
All health insurance companies DO offer coverage for birth control. But some employers choose not to buy that coverage. On the flip side, I don't know of ANY prescription coverages that will cover something that's $4 a month. They usually start at $10 copay for generics, and only go up from there. It's kinda like leather upholstery on your car. If you don't buy it, you don't GET it. But it's an OPTION when you buy your car.
6 :
Flawed thinking. That birth and healthcare for the child is not absorbed by the insurance company. Insurers will charge an additional premium to cover that additional person.
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