Tuesday, May 24, 2011

as a 25 yr old single male in VA, can you be denied health insurance because I am expecting a child


as a 25 yr old single male in VA, can you be denied health insurance because I am expecting a child?

Parenting - 12 Answers
Random Answers, Critics, Comments, Opinions :
1 :
i didnt know men could get pregnant. a woman can be denied health insurance because pregnancy is pre-existing. you can apply for medicaid and/or family health plus
2 :
Health Insurances can no longer count pregnancy as a preexisting condition so if you come late into an insurance then they have to cover it. Same thing happened to me.
3 :
A 23 year old married male in GA can be denied health insurance due to the fact that he is an expectant father.... that man is my husband! We are having the absolute most difficult time finding health insurance for him. We have discovered that since I am already covered with BCBS, they CANNOT deny him access to their coverage for that reason alone. However, all other insurance companies see that factor as an automatic decline of service. The reason being that, even if you plan on doing it differently, they do not want to cover the child once he or she is born if he or she is unhealthy. So, denying the father is the only way they can protect themselves. I know... it completely sucks.
4 :
Many expectant mothers don't even get it, let alone expectant fathers. It's not a free for all you know.
5 :
what there is not enough info here to answer, what ins, state from a job are you married what what, who denied you why did they say you were denied
6 :
No, you just add them as a dependent on your coverage. It will be extra a month added on to what you pay for yourself, but you shouldn't have to add them on til the baby is born. Does the mother have medical coverage or Medicaid? The baby will be covered I think up to the age of 5 if the mother is on Medicaid.
7 :
Individual health insurance can reject you for ANYTHING they want. However, under GROUP insurance, they cannot reject you for anything. Have you looked into the new Blue Cross Blue Shield plan? It’s nothing fancy, but they won’t reject you. And it’s at least some sort of coverage which is better than none. But still expect to pay a good amount of money. Pregnancy CAN be viewed from some companies as a pre-existing condition. However, you’re a man, and it shouldn’t make a difference, unless you tried adding your girlfriend/spouse carrying child. It could matter...
8 :
You can't be denied coverage unless you have some circumstance/condition that would disqualify you regardless of the pregnancy. The mother can be denied coverage under your plan if you are not married. The child can be added to your coverage after he/she is born and paternity is established.
9 :
If you managed to get pregnant you don't need insurance. Call Jerry Springer or one of those guys. They will pay you big bucks.
10 :
Wow it's a miracle!
11 :
No
12 :
The child can be denied because there has to be an order of paternity before the child can be covered.





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Posted by Child Health at 11:07 AM