Can a mother and a father cover a child under both of their employers' health insurance plans? Someone told me that this was illegal?
Insurance - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Why would it be illegal? Lets suppose that a married couple was divorced and the child spent 6 months with one parent then six months with the other, and they lived in different states. (shared custody) Would you want to fly a child to another state to receive medical treatment?
2 :
The coverages are coordinated between the two companies. One policy is primary the other policy is secondary. You don't collect double so it is not illegal...
3 :
It is not illegal, but there will probably be some dispute as to which is the primary insurer. You should get that cleared up (may be specified in state law in your state). What would be illegal would be if, for instance, the mother's insurance paid 100% of a bill, and then you submitted it to the father's company for payment, as well.
4 :
Not true. Not only is it legal, it's pretty common.
5 :
health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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